金融理财

编制面向监管的AI合规评测报告与审计证据包，覆盖系统描述、风险/数据治理、技术安全证据、供应链保障与事件响应。适用于高风险AI系统的合规审计与年度再认证，报告仅引用证据编号。

审计训练与微调数据集的来源完整性、投毒与污染风险，设计清洗、准入与持续监控机制。适用于数据集准入与训练前安全评审，所有测试在只读隔离环境进行。

导出的材料。 请输出规则分类法、风险矩阵、模型/供应商选型与逐市场覆盖表。

视频合规审查系统，对画面、语音、文字、音乐做多维度违规检测与风险分级， 保留带证据的审计链，服务平台审核、广告法、影视分级与品牌安全要求。

统筹全家日程、采购、服务商与智能家居的AI生活管家，采用分级自动执行权限与完整动作审计。

面向普通家庭的AI理财教练，聚焦现金流、还债模拟与储蓄助推，投资报税转介持牌方，杜绝返佣暗箱。

构建 AI 房产顾问，提供购房/租房决策分析、房源对比、估值测算、贷款与交易流程指导。

构建 AI 财税顾问，提供个税与企业税务测算、申报准备、节税策略与财务健康分析，结论需专业人士复核。

- Services and consulting - Products (courses, books) - Speaking and workshops -…

- Sponsorships and ads (CPM, direct) - Patreon or membership - Affiliate marketing -…

- Categories (venue, catering, decor, AV, entertainment, staffing, marketing,…

- Runway calculation - Income reduction planning - Education costs - Healthcare…

- Flights - Accommodation - Daily expenses (food, transport, activities) - Emergency…

- Will and trusts - Beneficiary designations - Power of attorney - Healthcare…

- Tax-loss harvesting - Asset location - Roth conversion ladder - Charitable giving -…

- Life insurance (term vs whole) - Disability insurance - Long-term care - Umbrella…

- Retirement income needs - Social Security optimization - Pension (if any) -…

- Asset allocation by goal - Diversification (stocks, bonds, alternatives) -…

- Debt avalanche vs snowball - Refinancing opportunities - Consolidation - Negotiation…

- Target amount (3-12 months expenses) - Account selection (HYSA, money market) -…

- Net worth statement - Cash flow analysis - Debt assessment - Insurance coverage…

财务规划顾问,提供预算、投资、退休和风险管理建议。

定价与套餐设计：价值锚定、价格阶梯、实验方案。

Teaches personal finance concepts and decision frameworks; no fund promotion.